Loans for retired.

Ultranix is a financial company linked to Finance group focused on personal loans and spread throughout the national territory that allows you to customize and simulate the installment to be paid according to your needs.

Loans for former public and state employees

Loans for former public and state employees

As far as the Ultranix loans for pensioners are concerned, they are easy to activate: just show your identity card, tax code, pension slip and CU model to obtain the loan, to be repaid over a long period of up to 120 months.

With the sale of the fifth in particular Agos is authorized to withhold a fifth of the amount of the pension directly from Social Institute; it is also possible to request an advance on the amount of the loan, life risk and employment policies must be stipulated directly through the financial company with payment of the premium to be paid by the Ultranix, the presence of a co-obligator is not necessary, it can be assessed for the access to financing even if there are other loans in place and any difficulty in accessing credit.

It is also aimed at protesters, foreclosures and bad payers between the Social Institute and Government Agency pensioners.

Characteristics of the Social Institute loans

Characteristics of the Social Institute loans

The public and state employees administered through the NoiPA system and the Social Institute convention for pensioners have additional advantages and benefits deriving from the Loaninet service of the MEF. You can request up to 30000 USD which you will get in just 48 hours, you can skip or postpone the payment of an installment, change the amount and change the duration of the loan.

With the Ultranix loans for pensioners it is possible to realize a project that was hidden like a dream in the drawer, you can take a pleasure trip after working and just for so many years, you can carry out the renovation of your home or of that of children, financial help can be offered to children for their marriage.

It’s simple: just go to the nearest Ultranix branch in the city. The cost for the early repayment of the loan is 1% of the loan.

Example of loans for retired Ultranix

Example of loans for retired Ultranix

The value of the interest rate is usually always less than 10%. You can request up to $ 90000 to be repaid in 120 months at a rate of 5.45%, which can be increased up to 10% depending on elements such as severance pay, loan duration and amount of salary; the applied APR is equal to 16.8%, which can be increased up to 21%.

Taking the example of a 38-year public servant with a ten-year service requesting a loan of 18,000 USD, the repayment period is 120 months with installments of 220 USD, Tan of 6.45% and APR of 7, 8%, for a total of $ 26,000.

Debt consolidation

Debt consolidation

Debt consolidation, on the other hand, is an option that allows you to combine a single set of loans aimed at different needs.

You have to pay only one installment per month, you get a single rate for the whole loan, you have a single deadline to remember in the month and you can opt for automatic debit in the current account without having to pay the postal bills, taking advantage of at the same time the possibility to skip an installment or change the amount.

Finally, an additional sum can be requested for the financing already obtained, thus extending the existing loan and having a payment extension of up to 120 months, thus lowering the installment

Versatility of the loan

Agos Duttilio

UltraXLoan is a personal loan focused on the versatility of the loan and on the speed of delivery, given that it can be obtained in 48 hours.

You can request from a minimum of 2750 USD to a maximum of 30000 USD, you can repay in a depreciation period ranging from 12 months to 120 months, you can change and skip an installment, postponing it and increasing or decreasing it.

Small loans and fast loans provide small amounts of money in a short time, in this case the maximum amount is 5000 USD to be repaid between 12 and 120 months. As for personal loans, they offer up to 30,000 USD in a short time.

The details relating to this example of Ultranix loans for pensioners are as follows: Tan of 5.89%, APR of around 7% including all ancillary costs. Assuming to request $ 13,000 to be repaid in 84 months, the installment to be paid is $ 193.

Personal Instant Money

Personal Instant Money

Then there is the PIC, Personal Instant Cash, which provides a maximum credit of 31000 USD in only 48 hours from the request repayable in monthly customizable installments and credited through a bank account or check at home.

There are no opening or management fees, the interest is calculated on the credit used and not on the total amount and the Credit Security Agency can be associated with the loan to protect itself for the duration of the loan in which the counting of the premium must also be added; the insurance policy will pay the installments if there are problems with the debtor. 

Another example of Ultranix loan for pensioners

Another example of Ultranix loan for pensioners

Another example of Ultranix loan for pensioners sees a disbursement of 21232.8 USD to be repaid in 120 months with installments of 176.94 USD, fixed Tan of 6.49%, APR of 7.61%, for a total disbursed of 15,000.63 USD, with a stamp duty of 16 USD, practical management costs of 193.2 USD, preliminary investigation costs of 380 USD; this offer is valid until 30 June 2017.

In consideration of this example, it can be seen that Ultranix loans for pensioners are extremely convenient, flexible, fast and practical, in short, suitable for all needs and all budgets, but above all aimed at making the concept of personal loan as something carefree and interesting for everyone.